The Benazir Income Support Programme (BISP) remains Pakistan’s largest poverty alleviation initiative in 2025, offering financial support to millions of vulnerable families. Through the Benazir Kafalat Program, eligible women, widows, and individuals with disabilities receive quarterly payments of Rs. 13,500, helping them meet basic needs and live with dignity.
At the heart of the process is the BISP 8171 system, which ensures accurate eligibility verification, smooth registration, and secure payment disbursement. Whether you’re in a city or a remote village, this guide explains how to easily withdraw your BISP funds through ATMs, banks, or mobile wallets.
Core Objectives of the CM Punjab Ration Card Program
To be eligible for BISP Kafalat payments this year, the following criteria must be met:
You must be a Pakistani citizen with a valid Computerized National Identity Card (CNIC).
Your monthly household income must be less than Rs. 25,000.
You must be registered in the BISP database through the 8171 portal or by visiting your nearest NADRA/BISP Tehsil Office.
Preference is given to widows, divorced women, orphans, and disabled persons with limited or no source of income.
Key Features of the 2025 BISP Payment Process
Quarterly Payment: Rs. 13,500 is disbursed every three months.
Biometric Verification: Ensures that payments reach the rightful recipients.
Multiple Withdrawal Channels: Choose between HBL ATMs, Bank Alfalah, EasyPaisa, JazzCash, U Microfinance Bank, or designated campsites.
8171 Portal & SMS Service: Used to check payment status and eligibility updates.
BISP Withdrawal Methods
Complete guide to cash withdrawal options for BISP beneficiaries
Withdrawal Method
Availability
Biometric Required
Fee Structure
Daily Limit
Best For
HBL ATM
Nationwide
✓ Yes
Free
Rs. 25,000
Urban/Rural ATM Users
Bank Alfalah
Selected Branches
✓ Yes
Free
Rs. 25,000
Those with Alfalah nearby
JazzCash
Nationwide Agents
✓ Yes
Rs. 30-50
Rs. 15,000
Mobile-friendly users
EasyPaisa
Extensive Network
✓ Yes
Rs. 30-50
Rs. 15,000
Rural areas
Withdraw BISP Funds via HBL ATM
Habib Bank Limited (HBL) is one of the official banking partners of the Benazir Income Support Programme, offering easy and secure fund withdrawal for BISP Kafalat beneficiaries. With a widespread ATM network across Pakistan, HBL ensures that low-income women and families can access their BISP 8171 payments without waiting in long lines at camps or offices.
Follow these steps carefully to collect your Rs. 13,500 BISP payment:
Visit the nearest HBL ATM in your city or town.
Choose the Thumb Impression (Biometric) option on the main screen.
Select your preferred language, usually Urdu, for easy understanding.
Click on the “BISP” option shown on the menu.
Enter your 13-digit CNIC number carefully.
Place your thumb on the biometric scanner for identity verification.
Once verified, choose the “Withdraw Funds” option, enter the amount, and confirm.
Collect your cash and do not forget to take the printed receipt.
Benefits of Withdrawing Through HBL ATM
Available 24/7, even during holidays.
Secure biometric verification reduces fraud.
No need to visit overcrowded BISP centers.
Quick and efficient process for urban and semi-urban residents.
This method is ideal for those seeking convenient BISP payment withdrawal without third-party agents. For a full visual walkthrough, visit our guide: How to Withdraw BISP Funds via HBL ATM on bisp.gov.pk
Withdraw BISP Funds via HBL Microfinance
HBL Microfinance Bank is one of the trusted financial partners of the Benazir Income Support Programme (BISP), offering secure and fast access to your Rs. 13,500 quarterly payments under the BISP 8171 Kafalat scheme. Its wide network of branches and agents makes it especially convenient for both urban and semi-urban areas.
How to Withdraw BISP Payment from HBL Microfinance
Visit the nearest HBL Microfinance Branch or authorized POS Agent.
At the payment terminal, choose Urdu for ease of use.
Select the “BISP” option on the screen.
Enter your 13-digit CNIC number.
Verify your identity with a thumb scan on the biometric device.
Once verified, select “Withdraw Amount”, enter Rs. 13,500, and confirm.
Collect your cash and take the printed transaction receipt.
Key Benefits of Using HBL Microfinance for BISP Withdrawals
Available 24/7, even during holidays.
🕒 24/7 withdrawal access from designated agents and branches.
🔐 Biometric verification ensures funds reach the right person.
🚫 No long queues or overcrowded campsites.
📍 Ideal for working women and elderly beneficiaries seeking safe transactions.
Withdraw BISP Funds via Bank Alfalah
Bank Alfalah is one of the officially authorized banking partners for the Benazir Income Support Programme (BISP). It enables beneficiaries to withdraw their BISP 8171 Kafalat payments of Rs. 13,500 with convenience, either through ATMs or over-the-counter (OTC) services at selected branches across Pakistan.
Insert your BISP ATM card or directly enter your 13-digit CNIC.
From the menu, select the “BISP Payment” option.
Use biometric thumb verification to confirm your identity.
Enter the withdrawal amount (e.g., Rs. 13,500) and confirm.
Collect your cash and printed receipt.
How to Withdraw BISP Cash Over the Counter (OTC)
Visit the nearest Bank Alfalah branch that supports BISP disbursements.
Carry your original CNIC with you.
Present your CNIC at the counter and complete thumbprint verification.
Once verified, the cash will be handed over immediately.
Why Use Bank Alfalah for 8171 BISP Kafalat Withdrawals?
🔐 Secure biometric verification system for safe transactions.
🏦 Access to both ATMs and in-branch services across many cities.
📋 No extra charges on BISP fund withdrawals.
👩👧👦 Ideal for women, elderly citizens, and those without mobile wallets.
Withdraw BISP Funds via Bank of Punjab
The Bank of Punjab (BoP) is a key disbursement partner in the Benazir Kafalat Program, especially beneficial for beneficiaries residing in Punjab. With a well-established network of ATMs and branches, BoP makes BISP 8171 payment withdrawals both accessible and secure.
Steps to Withdraw BISP Payments via BoP ATM:
Visit your nearest BoP ATM.
Insert your BISP debit card or enter your 13-digit CNIC.
Select the “BISP Payment” option from the menu.
Complete biometric verification using your thumbprint.
Enter the withdrawal amount: PKR 13,500.
Collect your cash and transaction receipt.
Steps to Withdraw via Bank of Punjab Branch:
Go to your nearest BoP branch.
Bring your original CNIC.
Visit the counter and complete biometric thumb verification.
Receive your cash payment from the representative.
Benefits of Withdrawing BISP Payment from BoP:
📍 Strong provincial presence throughout Punjab.
🔐 Biometric security for safe and verified disbursements.
🚶♀️ Easy for non-tech-savvy beneficiaries (especially elderly or rural women).
🕒 Both ATM and branch options available for added flexibility.
Withdraw BISP Funds via JazzCash
JazzCash, powered by Mobilink Microfinance Bank, is one of the most convenient and fast-growing digital wallet services in Pakistan. It offers an ideal payment withdrawal solution for BISP 8171 beneficiaries, especially in rural or remote regions with limited bank access. Whether you use the JazzCash app or visit a local agent, this method is fast, secure, and user-friendly.
How to Withdraw BISP 8171 Payment via JazzCash Wallet:
✅ Ensure your mobile number is registered with BISP.
📩 Wait for the 8171 SMS confirmation that your payment is ready.
🧾 Visit your nearest JazzCash retailer or use the JazzCash app.
🪪 Provide your CNIC and perform biometric thumb verification.
💵 Request withdrawal of PKR 13,500.
🏧 Alternatively, you can use a JazzCash ATM card at any ATM across Pakistan.
Benefits of Withdrawing BISP Payment via JazzCash:
🌍 Widespread rural access via a large agent network.
💸 Minimal withdrawal fees, usually between Rs. 30 – Rs. 50 (may vary by agent).
⏱️ Faster cash disbursement without long queues.
Withdraw BISP Funds via EasyPaisa
EasyPaisa, a trusted platform by Telenor Microfinance Bank, provides BISP 8171 beneficiaries with a reliable and flexible way to access their Benazir Kafalat payments. With a widespread nationwide agent network and mobile app integration, it offers a fast and secure method, especially for people living in rural and semi-urban areas.
Step-by-Step Guide to Withdraw BISP 2025 Payment via EasyPaisa:
📱 First, register your active mobile number with BISP through your nearest registration center.
📩 Wait for the confirmation SMS from 8171, which indicates your PKR 13,500 stipend is ready.
🏪 Visit the nearest EasyPaisa retailer or log into the EasyPaisa app.
🪪 Provide your CNIC number and complete the biometric thumb verification.
💵 Withdraw the full amount or transfer the funds to your EasyPaisa wallet for future use.
🏧 If you have an EasyPaisa ATM card, you can withdraw money from any connected ATM nationwide.
Why EasyPaisa is a Smart Choice for BISP Withdrawals:
🌐 Extensive presence in both urban and rural regions of Pakistan.
📲 Mobile wallet functionality lets users pay bills, buy mobile credit, and transfer funds.
🔐 Enhanced transaction security through biometric authentication.
⏱️ Quick and efficient service, reducing the need for long wait times at bank counters.
💳 ATM withdrawal support, offering 24/7 accessibility for account holders.
✅ Pro Tip: Always confirm the agent’s service charges before transaction (average is Rs. 30–50).
Withdraw BISP Funds via U Microfinance Bank
U Microfinance Bank (U Bank) is a trusted partner of the Benazir Income Support Programme (BISP), enabling thousands of low-income families to securely withdraw their BISP 8171 Kafalat payments. With a vast branch network covering 250+ locations in over 210 cities and rural regions, U Bank provides a reliable withdrawal option across Pakistan.
Step-by-Step Process to Withdraw BISP 2025 Payment via U Bank:
📍 Locate your nearest U Bank branch using the U Bank Branch Locator.
🪪 Visit the branch and present your original CNIC (Computerized National Identity Card).
🔐 Proceed to the biometric counter and verify your identity using thumb impression.
💸 Once verified, the full BISP amount of PKR 13,500 will be disbursed to you in cash.
🧾 Don’t forget to collect your receipt for record-keeping
Why Choose U Microfinance Bank for BISP Withdrawal?
🗺️ Wide coverage across urban, peri-urban, and rural areas.
👩👧 Friendly staff trained to assist female beneficiaries, widows, and disabled individuals.
⏱️ Faster service compared to traditional cash centers or campsites.
💡 Easily accessible for non-digital users who prefer in-person transactions.
✅ BISP beneficiaries, especially those without smartphones or ATM cards, will find U Bank branches to be a safe and efficient option.
Frequently Asked Questions (FAQs)
To check your BISP Kafalat payment status, simply:
🏦 Alternatively, visit your nearest BISP office or use partner bank ATMs (HBL, Alfalah, BoP).
📱 Send your 13-digit CNIC number to 8171 via SMS.
🌐 Visit the official BISP 8171 Web Portal and enter your CNIC.
✅ Check online using the BISP 8171 portal.
📞 Visit your nearest BISP center to verify your registration.
📲 Ensure your SIM is registered against your CNIC, as unregistered numbers may not receive alerts.
🗣️ Tip: Keep your mobile number updated in BISP records for timely notifications.
✅ BISP funds are disbursed free of charge.
💰 However, JazzCash or EasyPaisa agents may deduct a small service fee (Rs. 30–50).
🚨 Report any illegal deductions or overcharging at the BISP helpline: 0800-26477.
Yes, you don’t need a traditional bank account. You can:
🔘 Use mobile wallets like JazzCash or EasyPaisa for biometric withdrawal.
🏕️ Visit BISP campsites or payment centers with your CNIC for biometric cash disbursement.
For 2025, the quarterly BISP stipend has been increased to PKR 13,500 (previously PKR 10,500) under the Benazir Kafalat Scheme, in response to rising inflation and household expenses.
Final Thoughts
Withdrawing your BISP Kafalat payment of PKR 13,500 in 2025 has never been easier. Whether you’re in a rural village or a busy urban area, the government now offers multiple secure, transparent, and accessible withdrawal methods including HBL ATMs, Bank Alfalah, JazzCash, EasyPaisa, and U Microfinance Bank.
✅ Biometric verification ensures only genuine beneficiaries receive payments. ✅ Multiple withdrawal channels eliminate the need to stand in long queues. ✅ Digital wallets and ATMs provide 24/7 access, putting you in control.
🔖 Bookmark this page on bisp.gov.pk/ and stay updated with the latest BISP withdrawal instructions, regional bank updates, and eligibility troubleshooting solutions. With the right knowledge, your BISP payment will always be within reach — quickly, safely, and with dignity.
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