BISP July 2025 Payment Schedule – Complete City-Wise Guide for Rs 13,500 Kafalat Installment
The BISP July 2025 installment has officially started, offering much-needed financial support to thousands of low-income women across Pakistan. Under the Benazir Kafalat Program, verified and registered beneficiaries will receive Rs. 13,500 as part of the quarterly payment cycle.
To ensure smooth distribution, the Benazir Income Support Programme is disbursing payments in phases, divided by cities and regions. This helps reduce long queues, avoid system overload, and ensures that each eligible woman receives her payment with proper biometric verification.
This detailed guide covers everything you need to know:
✅ When your city’s payments will begin
✅ How to check your CNIC status
✅ What to bring for payment collection
✅ Safety tips and FAQs to avoid common problems
If you’re expecting your BISP Kafalat payment in July 2025, read this full article carefully so you can collect your installment on time and without issues.
Why Are BISP Payments Released in Phases?
Distributing payments to millions of families across Pakistan is no small task. To ensure every deserving woman receives her Rs. 13,500 Kafalat installment without delay or hassle, BISP organizes the payment rollout in city-wise phases.
Dividing payments by region helps BISP maintain control, reduce crowding at campsites or shops, and verify each recipient’s identity smoothly through biometric scans.
This phased approach allows BISP to:
- Avoid overcrowding at ATMs, retailers, and collection camps
- Ensure biometric verification for each eligible beneficiary
- Minimize errors or fraud by confirming identity in real time
- Resolve payment delays caused by technical or data issues
By spreading the payment process across multiple dates and cities, BISP creates a safer, faster, and more transparent system that benefits every low-income woman who relies on this critical support.
🗓️ BISP July 2025 Rs. 13,500 Payment – City-Wise Schedule
Complete payment schedule for BISP Kafalat beneficiaries across Pakistan. Check your city’s payment dates and prepare accordingly for smooth collection.
| Phase & Province | Payment Cities/Districts | Payment Dates | Status & Notes |
|---|---|---|---|
|
📅 Phase 1
PunjabMajor cities payment started |
Major Cities
Lahore
Multan
Faisalabad
Bahawalpur
Sahiwal
Sheikhupura
|
July 2 to July 7, 2025 Payments have already started Active Period Currently accepting collections |
Payment Started Collections are active in these cities Visit Centers Go to your local BISP center or HBL retailer Bring Documents Original CNIC and mobile phone required |
|
📅 Phase 1
SindhProvincial cities active |
Major Cities
Karachi
Hyderabad
Sukkur
Larkana
Thatta
Badin
|
July 2 to July 7, 2025 Payments in progress Active Collections Visit your designated center |
Collections Active Payment centers are operational Karachi Multiple Centers Multiple collection points available Verify Status Check 8171 SMS before visiting |
|
📅 Phase 1
Khyber PakhtunkhwaKP major districts |
Major Cities
Peshawar
Mardan
Swat
Abbottabad
Kohat
Dera Ismail Khan
|
July 2 to July 7, 2025 Payment distribution ongoing Centers Open Collection centers operational |
Payments Active All listed cities accepting collections Mountain Areas Special arrangements for remote areas Weather Dependent Check local conditions before travel |
|
📅 Phase 1
BalochistanProvincial centers active |
Major Cities
Quetta
Sibi
Khuzdar
Gwadar
Loralai
|
July 2 to July 7, 2025 Collections in progress Centers Active Payment centers operational |
Payments Available Collection centers are active Remote Areas Mobile banking vans available Travel Distance Plan for longer travel times |
|
📅 Phase 1
AJK & Gilgit-BaltistanNorthern regions active |
Major Cities
Muzaffarabad
Gilgit
Skardu
Mirpur
Bagh
|
July 2 to July 7, 2025 Payment distribution active Collections Open Centers accepting payments |
Active Collections All centers operational Mountain Weather Weather conditions may affect access Special Arrangements Additional support for remote areas |
📅 Phase 2 (July 8 to July 14, 2025) – Upcoming Districts
Upcoming districts for payment release in the second phase. Prepare your documents and check your eligibility status before the payment dates.
| Province | Upcoming Districts | Payment Period | Preparation Notes |
|---|---|---|---|
|
📅 Phase 2
PunjabAdditional districts |
Upcoming Cities
Gujranwala
Okara
Kasur
Vehari
Jhang
|
July 8 to July 14, 2025 Payment release upcoming Preparation Phase Get ready for collection |
Check Status Verify eligibility via 8171 SMS Prepare Documents Keep CNIC and mobile phone ready Wait for Confirmation Don’t visit centers until July 8 |
|
📅 Phase 2
SindhAdditional districts |
Upcoming Cities
Mirpur Khas
Umerkot
Nawabshah
Shikarpur
|
July 8 to July 14, 2025 Collections will begin Upcoming Phase Prepare for payment collection |
SMS Verification Send CNIC to 8171 for status check Document Check Ensure CNIC is valid and not expired Center Locations Identify nearest collection center |
|
📅 Phase 2
Khyber PakhtunkhwaAdditional districts |
Upcoming Cities
Bannu
Dir
Charsadda
Mansehra
|
July 8 to July 14, 2025 Payment distribution upcoming Second Phase Collections will start July 8 |
Status Check Confirm payment status before traveling Travel Planning Plan travel to collection centers Weather Consideration Check weather conditions for travel |
|
📅 Phase 2
BalochistanAdditional districts |
Upcoming Cities
Zhob
Killa Saifullah
Panjgur
Washuk
|
July 8 to July 14, 2025 Collections will commence Preparation Period Get ready for collection |
Remote Areas Mobile banking vans will be available Early Preparation Prepare documents and verify status Distance Planning Plan for longer travel distances |
|
📅 Phase 2
AJK & Gilgit-BaltistanAdditional regions |
Upcoming Areas
Neelum Valley
Hunza
Diamer
|
July 8 to July 14, 2025 Payment distribution upcoming Mountain Regions Special arrangements for remote areas |
Mountain Access Weather-dependent collection schedules Special Support Additional assistance for remote areas Communication Stay connected for updates |
✅ Who Is Eligible for the Rs. 13,500 BISP Payment?
Check if you meet all the eligibility criteria for receiving the BISP Kafalat payment. All conditions must be satisfied for successful payment collection.
| Eligibility Requirement | Detailed Criteria | Verification Process | Important Notes |
|---|---|---|---|
|
✅ Registration
BISP RegistrationMust be registered beneficiary |
Registered Beneficiary Are a registered BISP Kafalat beneficiary Active Status Your registration must be active and valid Database Entry Your details must be in BISP database |
SMS Check Send CNIC to 8171 for verification Online Portal Check status on 8171 web portal Center Visit Visit BISP center for confirmation |
Must Be Registered New applicants need to register first Registration Process Complete NSER survey if not registered Verification Required Status must be verified before collection |
|
📋 Survey
NSER SurveySurvey completion required |
Survey Completed Have completed the NSER survey Data Collection Provided accurate household information Verification Survey data has been verified |
Survey Status Check if survey is complete and verified Data Accuracy Ensure all information is correct Update if Needed Update any changed information |
Mandatory Requirement Survey completion is mandatory Accurate Information Provide truthful household details Regular Updates Update information when circumstances change |
|
🆔 CNIC
Valid CNICIdentity verification required |
Verified CNIC Have a verified CNIC Valid Document CNIC must be current and not expired NADRA Registration CNIC must be registered with NADRA |
Document Check Verify CNIC expiry date NADRA Verification Ensure CNIC is active in NADRA database Physical Document Have original CNIC card available |
Must Not Be Expired Expired CNICs will not work Renewal Process Renew expired CNIC at NADRA center Original Required Bring original CNIC for collection |
|
👆 Biometric
Biometric VerificationFingerprint verification required |
Biometric Passed Passed biometric verification Fingerprint Match Fingerprints match NADRA records System Verification Biometric system confirms identity |
Fingerprint Test Test fingerprint at collection center Multiple Attempts Try different fingers if needed Manual Verification Manual process available if needed |
Clean Fingers Ensure fingers are clean for scanning Alternative Options Manual verification available if biometric fails Patient Process Allow time for verification process |
|
📱 SMS
Confirmation SMSOfficial confirmation required |
SMS Received Receive confirmation SMS from 8171 Payment Ready SMS confirms payment is ready for collection Official Notification Only trust SMS from official 8171 service |
Check Messages Check SMS inbox for 8171 messages Verify Sender Ensure SMS is from official 8171 Save Message Keep SMS as proof of eligibility |
Official SMS Only Only trust messages from 8171 Active Mobile Keep mobile number active for SMS Proof of Eligibility SMS serves as payment authorization |
📲 How to Confirm Your BISP Payment
Before heading to a center or campsite, make sure your payment is ready. Use these simple and reliable methods to verify your payment status.
| Confirmation Method | Step-by-Step Process | What You’ll Receive | Benefits & Tips |
|---|---|---|---|
|
📱 Method 1
SMS MethodQuick text message verification |
Step 1 Type your 13-digit CNIC (no dashes) Step 2 Send it to 8171 Step 3 Wait for a confirmation message Response Time Usually receive reply within minutes |
Payment Status Confirmation of payment readiness Collection Details Information about where to collect Amount Confirmation Verification of Rs. 13,500 payment Next Steps Guidance on collection process |
No Internet Needed Works without internet connection Quick Response Fast verification process Free Service Only standard SMS charges apply Save Reply Keep SMS as proof of status |
|
🌐 Method 2
Online Portal MethodWeb-based verification |
Step 1 Visit: 8171 Web Portal Step 2 Enter CNIC and captcha code Step 3 Click “Maloom Karen” to view your payment status Instant Results Get immediate status information |
Detailed Status Comprehensive payment information Collection Centers List of nearby collection points Payment History Previous payment records Visual Confirmation Clear status display on screen |
Detailed Information More comprehensive than SMS Screenshot Option Take screenshot for records Multiple Checks Check status multiple times Official Portal Government-verified website |
👜 What to Bring When Collecting Your Payment
Ensure you have all required documents and items when visiting your local center or HBL retailer for smooth and successful payment collection.
| Required Item | Specific Requirements | Why It’s Needed | Important Notes |
|---|---|---|---|
|
🆔 Document
Original CNICPrimary identification |
Original Card Your original CNIC (not expired) Valid Document CNIC must be current and not expired Physical Card Photocopies or digital copies not accepted Readable Condition CNIC should be in good, readable condition |
Identity Verification Confirms your identity for payment Database Matching Matches with BISP database records Security Measure Prevents fraud and unauthorized access Legal Requirement Government mandate for payment collection |
No Photocopies Only original CNIC accepted Check Expiry Verify expiry date before visiting Keep Safe Protect CNIC from damage Renew if Expired Visit NADRA if CNIC is expired |
|
📱 Mobile
Registered Mobile PhoneFor OTP verification |
Same Number Registered mobile phone (for OTP) Active SIM Mobile number must be active and working Network Coverage Ensure good network coverage at collection site Charged Battery Phone should be charged and functional |
OTP Verification Receive one-time password for verification Security Layer Additional security for payment release Real-time Confirmation Instant verification of payment request Anti-fraud Measure Prevents unauthorized payment collection |
Same Number Must be the number registered with BISP Keep Active Maintain active mobile service Backup Plan Have alternative if phone issues occur Update if Changed Update BISP if number changed |
|
👆 Biometric
Fingerprint VerificationBiometric authentication |
Clean Fingers Be ready for fingerprint verification Multiple Fingers Be prepared to use different fingers if needed Patient Process Allow time for biometric scanning process Alternative Available Manual verification available if biometric fails |
Identity Confirmation Confirms you are the rightful beneficiary Database Matching Matches with NADRA biometric records Fraud Prevention Prevents impersonation and fraud System Requirement Standard procedure for all payments |
Clean Hands Wash hands before fingerprint scanning Be Patient Scanning may take several attempts Alternative Options Manual verification if biometric fails Don’t Worry Staff will help if issues occur |
|
📄 Slip
BISP-Issued SlipIf applicable |
If Available Bring any BISP-issued slip if applicable Previous Documents Any previous BISP payment slips or receipts Registration Papers Original registration documents if available Not Mandatory These are helpful but not always required |
Faster Processing Speeds up verification process Reference Information Provides additional reference for staff Backup Documentation Serves as backup if system issues occur Historical Record Shows payment history and eligibility |
Not Always Required CNIC and mobile are primary requirements Helpful Addition Brings if available for faster service Keep Safe Store documents safely for future use Don’t Delay Don’t delay collection if slip not available |
🔐 Safety Tips for Collecting Rs. 13,500
Follow these essential safety guidelines to protect yourself and ensure secure collection of your BISP payment without falling victim to fraud or scams.
| Safety Category | Essential Guidelines | Why Important | What to Avoid |
|---|---|---|---|
|
📅 Timing
Scheduled DatesFollow official schedule |
Correct Date Only visit on your scheduled city date Phase Compliance Follow Phase 1 or Phase 2 schedule Avoid Early Visits Don’t visit before your city’s scheduled date Confirm Status Verify payment readiness before visiting |
System Efficiency Ensures smooth payment distribution Avoid Crowds Reduces overcrowding at centers Guaranteed Service Payment available on scheduled dates Time Management Saves your time and travel costs |
Early Visits Don’t visit before scheduled date Wrong Phase Don’t visit during wrong phase Unconfirmed Status Don’t visit without status confirmation Rush Visits Avoid rushing without preparation |
|
💰 Payment
No Agent PaymentsAvoid unauthorized agents |
No Agent Fees Avoid paying any agent or shopkeeper Free Service All BISP services are completely free Direct Collection Collect payment directly from official centers Report Fraud Report anyone demanding payment for services |
Fraud Prevention Protects you from scams and exploitation Full Payment Ensures you receive complete Rs. 13,500 Legal Protection Avoids involvement in illegal activities Government Policy All services are mandated to be free |
Agent Payments Never pay agents for collection help Service Fees Don’t pay any service or processing fees Middlemen Avoid using unofficial middlemen Fake Promises Don’t believe promises of faster service |
|
💵 Money
Count MoneyVerify payment amount |
Count Carefully Count your money before leaving the counter Verify Amount Ensure you receive full Rs. 13,500 Check Notes Verify all currency notes are genuine Get Receipt Ask for and keep payment receipt |
Correct Amount Ensures you receive full payment Avoid Disputes Prevents later payment disputes Genuine Currency Protects against counterfeit notes Record Keeping Receipt serves as payment proof |
Hasty Exit Don’t leave without counting money Accept Less Don’t accept partial payments Skip Receipt Don’t leave without payment receipt Ignore Verification Don’t skip currency note verification |
|
📞 Reporting
Report IssuesImmediate problem reporting |
Immediate Reporting Report issues at the BISP helpdesk immediately Document Problems Keep record of any issues encountered Get Reference Obtain complaint reference number Follow Up Follow up on reported issues |
Quick Resolution Faster problem resolution Official Record Creates official record of issues System Improvement Helps improve service quality Legal Protection Provides legal protection |
Ignore Problems Don’t ignore payment issues Delay Reporting Don’t delay reporting problems Unofficial Channels Don’t use unofficial complaint channels Accept Excuses Don’t accept unofficial explanations |
|
🔒 Security
Document SecurityProtect personal information |
Secure Documents Keep your CNIC and payment confirmation secure Safe Storage Store documents in safe, dry place Limited Sharing Only share with authorized personnel Backup Copies Keep backup copies in separate location |
Identity Protection Protects against identity theft Future Access Ensures future program access Fraud Prevention Prevents document misuse Legal Safety Maintains legal document integrity |
Careless Handling Don’t handle documents carelessly Public Display Don’t display documents publicly Unauthorized Sharing Don’t share with unauthorized persons Unsafe Storage Don’t store in unsafe locations |
📞 Where to Lodge Complaints
If your payment is missing or delayed, use these official channels to report issues and get assistance. All services are free and available to help you.
| Support Channel | Contact Information | When to Use | What to Expect |
|---|---|---|---|
|
📞 Helpline
BISP HelplinePhone support service |
Phone Number Call the BISP helpline: 0800-26477 Operating Hours Available during business hours Language Support Support available in Urdu and English Free Service Completely free helpline service |
Payment Missing When payment is missing or delayed Status Queries For payment status inquiries General Issues Any BISP-related problems Urgent Matters For urgent assistance needs |
Immediate Response Trained representatives will assist Problem Resolution Guidance on resolving issues Reference Number Complaint reference for tracking Follow-up Support Continued support until resolution |
|
🏢 Office
BISP Tehsil OfficeLocal office support |
Local Office Visit your nearest BISP Tehsil office Office Hours During regular business hours Required Documents Bring CNIC and any relevant documents In-Person Service Face-to-face assistance available |
Complex Issues For complex payment problems Document Verification When document verification needed Detailed Assistance For detailed problem resolution Local Support When local assistance preferred |
Personal Attention One-on-one assistance from staff Document Review Thorough review of your case Immediate Action Direct action on your complaint Written Record Official written record of complaint |
|
🏪 On-Site
On-Site HelpdeskCollection center support |
Collection Centers Report issues directly at the on-site helpdesk Immediate Access Available at all collection centers Real-time Support Immediate assistance during collection On-Spot Resolution Many issues resolved immediately |
Collection Problems Issues during payment collection System Errors Technical or system-related problems Verification Issues Biometric or document problems Immediate Concerns Any immediate collection concerns |
Instant Help Immediate assistance at collection site Quick Resolution Fast resolution of collection issues Expert Support Technical experts available on-site No Delays Avoid delays in payment collection |
🔁 Frequently Asked Questions (FAQs)
Common questions and answers about BISP payment collection to help you navigate the process successfully and avoid common issues.
| Question | Detailed Answer | Additional Information | Related Tips |
|---|---|---|---|
|
❓ Q1
Different City CollectionCan I collect from different city? |
No, Not Allowed No, always collect your payment from your own district to avoid delays or re-verification District-Based System Payment system is organized by districts Verification Issues Other districts may not have your records |
System Design System designed for district-specific collection Database Access Each district has specific database access Security Measure Prevents fraud and unauthorized access |
Plan Accordingly Plan travel to your registered district Check Schedule Verify your district’s payment schedule Early Planning Plan travel arrangements in advance |
|
👆 Q2
Thumbprint IssuesWhat if thumbprint doesn’t match? |
Manual Verification Visit your local BISP center to complete manual verification Alternative Process Manual verification process available Staff Assistance Trained staff will help with verification |
Common Issue Biometric issues are common and solvable Multiple Options Several verification methods available No Panic Issue can be resolved with patience |
Clean Fingers Ensure fingers are clean before scanning Try Different Fingers Use different fingers if one doesn’t work Be Patient Allow time for verification process |
|
📅 Q3
Missed District DateI missed my district’s date. What now? |
Same Phase Collection You can still collect the payment within the same phase, just don’t delay beyond July 14 Phase Deadline Must collect before phase deadline Extended Window Some flexibility within payment phase |
Grace Period Limited grace period within same phase Final Deadline July 14 is absolute deadline for Phase 2 No Extension No extensions beyond phase deadlines |
Don’t Delay Collect as soon as possible Verify Status Check payment status before visiting Plan Immediately Make collection plans immediately |
|
📱 Q4
Future UpdatesHow to stay updated about future payments? |
SMS Alerts Subscribe to official 8171 SMS alerts, visit the BISP portal, or follow local BISP announcements Multiple Channels Use multiple information sources Regular Checking Check status regularly for updates |
Official Sources Only trust official government sources Regular Updates Payment schedules updated regularly Community Info Local announcements also available |
Active Mobile Keep mobile number active for SMS Bookmark Portal Bookmark official BISP portal Community Network Stay connected with local community |
🧾 Final Thoughts
The Rs. 13,500 Kafalat installment under BISP July 2025 is a much-needed lifeline for many Pakistani families. Follow these guidelines for successful collection.
| Key Aspect | Important Guidelines | Success Factors | Final Reminders |
|---|---|---|---|
|
💰 Payment
BISP SupportGovernment assistance program |
Rs. 13,500 Lifeline The Rs. 13,500 Kafalat installment under BISP July 2025 is a much-needed lifeline for many Pakistani families Essential Support Provides crucial financial assistance Government Commitment Demonstrates government commitment to welfare |
Proper Planning Plan collection process carefully Document Preparation Prepare all required documents Status Verification Verify eligibility before visiting |
Timely Collection Collect payment within scheduled dates Secure Process Follow secure collection procedures Help Others Share information with community |
|
📋 Instructions
Following GuidelinesAdherence to procedures |
Follow Instructions Follow the instructions, confirm your CNIC status, and collect your funds securely Step-by-Step Follow each step carefully Verification First Always verify status before collection |
Careful Reading Read all instructions thoroughly Proper Preparation Prepare according to guidelines Compliance Comply with all requirements |
No Shortcuts Don’t skip any verification steps Patient Process Be patient with verification process Complete Compliance Ensure complete compliance with rules |
|
🔒 Security
Official SourcesFraud prevention |
Official Sources Only Always use official sources, and don’t fall for scams Avoid Fraud Be vigilant against fraudulent schemes Verify Authenticity Always verify authenticity of information |
Official Channels Use only government-verified channels Fraud Awareness Stay aware of common fraud tactics Verification Habit Make verification a habit |
No Third Parties Never use unofficial third parties No Payments Never pay for free government services Report Fraud Report any fraudulent activities |
|
🤝 Community
Sharing InformationCommunity support |
Share Guide Share this guide with others so they too can receive their rightful support on time Community Help Help community members understand process Collective Benefit Everyone benefits from shared knowledge |
Information Sharing Share accurate information with others Community Support Support community members in need Collective Success Work together for collective success |
Accurate Information Share only verified, accurate information Help Neighbors Assist neighbors with the process Build Network Build supportive community network |
